Joy Langford is chair of Chadbourne's Insurance and Reinsurance Group. She concentrates her practice on litigations and arbitrations on behalf of both ceding and assuming reinsurance companies. Ms. Langford has been involved in dozens of arbitrations and litigations involving current issues in property/casualty and life/health and financial reinsurance. She has handled matters relating to misrepresentation, fraud, bad faith and non-disclosure allegations, environmental liabilities; asbestos liabilities, surety bonds, 9/11 issues, finite reinsurance, weather derivatives, declaratory judgment expenses, and allocation issues. Ms. Langford's arbitration experience includes representing companies in private international arbitrations.
Ms. Langford’s practice also includes providing strategic counseling to clients in the insurance and reinsurance industry on a wide range of subjects. In this role, Ms. Langford routinely provides advice regarding allocation of losses arising out of continuous injury torts, captive company issues, compliance with the Terrorism Risk Insurance Act, reinsurance accounting and auditing, and the application of catastrophe and clash covers to losses arising out of corporate governance scandals, such as Worldcom, Enron, and the initial public offering (IPO) laddering schemes, as well as to losses arising out of disasters such as 9/11 and Hurricane Katrina. She also counsels companies on contract drafting, notice issues, settlements and commutations. Additionally, Ms. Langford has experience advising companies on a wide range of matters relating to their professional liability insurance programs, has counseled companies on compliance with the Foreign Corrupt Practices Act, and as a member of Chadbourne's interdisciplinary Climate Change practice group monitors regulatory and legislative developments and assists companies with various insurance aspects of climate change.